Including common-law partner information in a proposal
If I am considering a consumer proposal, and all the debt is mine, why do I need to include my common law partner`s personal information if it has nothing to do with him?
Read MoreCategory: Consumer Proposals
Mortgage renewal during a consumer proposal?
Hello, I am in the process of filing a consumer proposal, I have mortgage and credit card with TD Canada trust. I was advised the credit card will fall under the proposal & my credit is affected for 3 years……my...
Read MoreCredit Counselling and Consumer Proposal
if my partner is in credit councelling and paying a monthly amount,can we still do a consumer proposal ! we are both sick and struggling and also seniors.
Read MoreConsumer proposal cannot include secured bed and dresser purchase??
My consumer proposal cannot include the mattress and dressers I bought because it was secured. Now the creditor is hounding me for payments which is cannot make. What do I do??
Read MoreCan a consumer proposal help cut down my monthly payments on a student loan?
Student loans recently contacted me regarding my loan. I hadn’t made a payment in 6 years but agreed to give them $20 and explained that at the moment I am unable to pay the $350 a month payments. They agreed to defer my...
Read MoreI’m considering a consumer proposal to pay off my debts
I’m considering a consumer proposal to pay off my debts but my home value based on sales in the area is much more than the total debt. Will that be a problem? My advisor is valuing my home at a lesser value to submit the...
Read MoreCan I keep my personal residence AND two income properties?
If I file a consumer proposal….can I keep my personal residence AND two income properties in my name….basically owned by the banks with high 1st mortgages and very little equity?
Read MoreCan a consumer proposal help cut down my monthly payments?
Student loans recently contacted me regarding my loan. I hadn’t made a payment in 6 years but agreed to give them $20 and explained that at the moment I am unable to pay the $350 a month payments. They agreed to defer my...
Read MoreWhat recourse do you have against collection companies?
What recourse do you have against collection companies not following the law? The collection company keeps calling my work. Ive recequested them not to contact me at work. They have my cell phone number. I’ve told them to...
Read MoreFile for bankruptcy or file a consumer proposal?
I work for a bank, to which I owe money. What are the repercussions for me professionally if I file for bankruptcy or file a consumer proposal?
Read Moremy truck payments
I make my truck payments faithfully. Can I continue to do this after I file a consumer proposal?
Read MoreCurrently in a consumer proposal and I want to lease a new car
I am currently in a consumer proposal and I want to lease a new car (Mazda 3 GS) with the dealership, I was told that they do not do leasing with someone who is in CP, and they offer me to do financing. But someone told me that...
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