1. Desmond West-Chow, CIRP
    Desmond West-Chow, CIRP

    If you haven’t yet spoken to a local trustee, that would be the first place to start when discussing the minimum costs for filing bankruptcy. As they assess your situation, they may have some suggestions to make changes in your cash flow to better afford your ongoing expenses in addition to the bankruptcy estate payments, or they may be able to discuss some payment arrangements with you.

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